Call: 
Our agency is fully automated and a leader in the use of technology as a means of better servicing our clients.
Recreation Insurance
RV’s
Unless you have a true RV insurance policy, you could be in for an unpleasant ordeal after an accident. Typical auto and homeowners policies may not cover such R/V items as appliances, plumbing or accessories. Without true Recreational Vehicle insurance emergency expenses incurred while traveling would come out of your own pocket. Our motor home and travel trailer insurance companies provide the special coverages that these special vehicles require.
Motorcycles
Motorcycle insurance will provide peace of mind. Your policy can provide coverage for personal liability, fire, theft and vandalism (comprehensive) along with collision. If you like to “dress your bike up,” customization coverage is also available.
Here are a few things to consider:
- Many companies offer discounts on motorcycle insurance for a variety of reasons. You can receive a discount for completing defensive driving courses and motorcycle safety courses. You can also receive a credit for insuring multiple bikes on one policy. Discounts are available for those riders who have had continuous coverage in force.
- Maintaining a good driving record with no violations will also help reduce your premiums.
- Keep in mind that the type, style (such as a sports bike vs. a cruiser) and age of the motorcycle, as well as the number of annual miles you drive and where you store your bike may also affect your premium.
Boats and Personal Watercraft
Your homeowners insurance policy may provide some coverage for your boat but not for personal watercraft (jet-ski or wave runner). In order to get the protection you need for your boat and or personal watercraft you should have a specialty policy that provides all the necessary coverage.
Boat and personal watercraft policies provide coverage for:
- Bodily injury liability
- Property damage liability
- Medical payments
- Hull coverage for damage from fire, theft, vandalism, collision, and sinking.
- Boat trailer
There is a wide array of limits that can be purchased for liability and property damage.
Deductibles for Hull coverage can start as low as of $100 and can increase as high as $2,500. Medical payments coverage would be for guests on the boat and can start at a $1,000 limit and go up to $10,000.
Special policies can also be purchased for:
Trailers
ATVs
Snowmobiles
