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Property Insurance Albany County
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Life Insurance Options

There are a variety of options when it comes to your life insurance.  Depending on your needs there are personal and business policies.

Some Personal Life Insurance Options are:

  • Whole Life Insurance: provides savings accumulation in addition to death benefits.
  • Term Life Insurance: provides low cost death benefits.
  • Universal Life Insurance: combines term insurance with investment features.
  • Survivorship Life Insurance: provides death benefits for more than one person under a single policy.

Some Business Life Insurance Options are:

  • Key Person Insurance: protects the business fin the event of death of the owner or major employee.
  • Succession Planning: allows a partner or owner to retire without the sale of the business.
  • Executive Bonus Insurance: provides supplemented retirement income to select employees in addition to death benefits, and is a deductible expense to business. 

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