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Flood Insurance
If your home is located near rivers, streams and lakes that can overflow from heavy rain or rapid snow melt, flood insurance can provide coverage for your home and personal belongings. Historically, floods have claimed lives and devastated property, but people continue to build in floodplains, increasing the risk of property damage and loss of life. In our geographic region, flooding is mostly due to rising waters from snow and ice run off.
Damage or loss due to flooding is not covered by Homeowners insurance. If you’re located in an area where there is any risk of flooding, speak to one our specialists about obtaining flood insurance.
To purchase flood insurance there are a few things you should know.
- Applications require a 30- day waiting period or a real estate or re-financing “closing” date.
- The community in which you live must be a participating member in the National Flood Insurance Program.
- Premiums must be paid in full at the time of application.
Don’t wait until it’s too late. Protect your home and personal property before flooding occurs.
To discuss coverage please contact us today.
