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Disability
Disability insurance is designed to replace anywhere from 45-60% of your gross income on a tax-free basis should a sickness or illness stop you from earning an income.
Disability insurance policies offered by insurance companies offer different benefits. The most inexpensive policy may not always be the correct policy for the policyholder.
There are both Personal and Business Disability Insurance solutions.
Personal Disability Insurance solutions include:
- Total Disability Insurance:
- Partial Disability Insurance:
- Non-Cancelable Insurance:
For Businesses there is a variety of Disability Insurance options:
- Business Overhead Expense:
- Buy-Sell:
- Individual Disability Income Protection:
