Call: 
Our agency is fully automated and a leader in the use of technology as a means of better servicing our clients.
Auto Insurance
Auto insurance protects you against financial loss if you cause an accident. It provides for property damage, bodily injury liability and medical coverage:
- Property damage coverage provides coverage for property you damage with your vehicle.
- Liability coverage pays for your legal responsibility to others for bodily injury.
- Medical coverage pays for the cost of treating injuries, rehabilitation and sometimes lost wages and funeral expenses.
Most auto policies are for six months or a year and you’ll be notified when it's time to renew the policy and to pay your premium.
An auto insurance policy is comprised of several different kinds of coverage. Many states require you to have some, but not all of the various coverages. If you're financing a car, your lender may also have specific insurance requirements such as comprehensive and collision coverage.
New York State Auto Insurance Requirements:
New York State law requires that motorists carry minimum liability insurance of $25,000 for bodily injury to one person, $50,000 for bodily injury to all persons, and $10,000 for property damage in any one accident.
Mandatory "no-fault" coverage of $50,000 is also required.
The law also requires all auto insurance policies to provide uninsured motorists coverage (for bodily injury), subject to the same minimums.
Protect yourself financially.
- If you're in an accident or your car is stolen, it may cost a lot of money, to fix or replace it.
- If you or any passengers are injured in an accident, medical costs can be extremely expensive.
- If you or your car are responsible for damage or injury to others, you may be sued for much more than you're able to afford.
